If I was born in July 1962 how old am I

Discover your precise age if you were born in July 1962, assuming the current year is 2025. For anyone celebrating a birthday in July 1962, by the time July 2025 rolls around, you will officially turn 63 years old. If you’re asking this question anytime before your specific July 2025 birthday, you would still be 62. This straightforward calculation—subtracting your birth year (1962) from the current year (2025)—confirms you are indeed 63.Reaching 63 marks a significant milestone, especially for individuals born in the early 1960s. This age places you firmly in the pre-retirement phase, prompting important considerations regarding Social Security benefits, Medicare eligibility, and overall retirement planning. While your full retirement age (FRA) for Social Security is likely 67, turning 63 means you’re just four years away from that milestone, and you’re eligible to start drawing reduced benefits as early as 62. However, delaying benefits typically results in a higher monthly payment.For those born in July 1962, 2025 becomes a pivotal year for reviewing your financial strategies and future plans. It’s an excellent time to assess your savings, explore healthcare options like Medicare (which typically begins at 65, so you’re getting close!), and refine your post-career goals. Understanding your age relative to your birth year and the current year is crucial for making informed decisions about your future. Whether you’re planning a graceful exit from the workforce or exploring new ventures, knowing you’re 63 in 2025 helps shape your next steps.